Bigger jobs call for bigger iron. The CASE CX350 is a 35-ton excavator that handles mass excavation, large utility trenching, and heavy material handling that a 20-ton machine simply cannot match in production rate. Operating weight runs around 79,000 lbs, the bucket capacity tops out near 2.0 cubic yards in standard configuration, and the engine puts out roughly 247 net horsepower. You bid those jobs with the CX350 in mind. Getting the financing done before the first mobilization is what we do.
CASE excavators in this weight class typically price between $350k and $550k depending on vintage, hours, and configuration. We structure equipment loans and equipment leases for machines in this range routinely, and we work with lenders who specifically underwrite heavy construction equipment above the mid-market. Our application-only path covers transactions up to roughly $400k. Deals above that threshold move through full-doc underwriting, which we can walk you through.
If you are coming at this from a CASE dealer quote or a private-party purchase, the process is the same: one-page application, invoice or purchase agreement, three months of bank statements, and we move. Most decisions come back within 24 to 48 hours.
CX350 Specs and Real-World Applications
The CX350 runs a CASE-branded Tier 4 Final diesel with a diesel particulate filter and selective catalytic reduction system. The hydraulic circuit is load-sensing with variable displacement pumps, and the cab includes CASE's SiteWatch telematics system standard on newer generations, which tracks engine hours, fuel consumption, and diagnostic codes remotely. That telematics history is useful documentation if you ever finance a second machine or refinance this one.
Where the CX350 earns its keep is in production-rate work. On a highway cut or a large commercial foundation excavation, it moves dirt faster than a CX210 by a wide margin. Road and highway contractors run the CX350 for roadbed prep, cut-and-fill sections, and drainage structure installation. Grading and earthwork contractors use it to move mass yardage on large commercial pads where the cost-per-yard calculation favors a heavier machine over running two smaller ones. In aggregate and quarrying work, the CX350 loads haul trucks efficiently in conjunction with rigid-frame haul trucks or articulated units.
The undercarriage on a 35-ton machine is a meaningful cost component. Full undercarriage replacement on this class runs into five figures, so monitoring wear and replacing components before catastrophic failure is a real maintenance discipline. Lenders know this, which is why bank statements and a clean maintenance history matter more on high-value, high-hour machines than on a newer unit with low clock time.
What Financing Looks Like on a CX350
A new CX350 at current dealer pricing lands in the $450k to $550k range. At $500k financed over 60 months, the payment structure depends heavily on rate, but expect a monthly outlay that requires solid monthly revenue to service comfortably. Most contractors who finance a machine at this price level have ongoing project contracts that backstop the payment. Lenders want to see that story in your bank statements.
Used CX350 units with three to five thousand hours and documented major component condition can price from $200k to $350k in private-party or auction markets. Auction and private-party financing is available on CASE equipment, though auction purchases sometimes require a faster close, which means having your documents ready before the hammer drops. We have closed auction deals in as few as five business days when the credit file is clean and the documents are in hand up front.
A Sale-Leaseback on a CX350 you already own free and clear can generate significant working capital. If your machine is worth $300k and you need capital for another project, we can structure a leaseback that puts cash in your account while you continue operating the machine. The payment replaces ownership with a monthly cost, but the liquidity gain often makes the trade worthwhile for contractors in a growth phase.
Refinancing a CX350 You Already Own
Contractors who financed a CX350 two or three years ago at a higher rate may have room to refinance the existing note into a better structure. If the balance is reasonable relative to current value and the business credit profile has improved, a refinance lowers the monthly payment or shortens the remaining term. We evaluate these cases on current machine value versus outstanding balance, which is a quick calculation we can do from an invoice and a payoff statement.
Cash-out refinancing takes this further. If there is equity in the machine above the existing payoff, a cash-out refinance replaces the old note with a new one and delivers the difference in cash. For contractors who need capital for mobilization costs, materials, or a second machine deposit, tapping equipment equity is often cheaper and faster than a line of credit.
Start Your CX350 Financing Application
One page, three months of statements, and a machine quote is all we need to start. Submit your information today and get a decision within 48 hours. The job does not wait, and neither should you.
