CASE has been in the dirt business since the 1800s, which means the brand carries real market weight when it comes time to finance a machine. Lenders who work equipment deals know CASE iron, understand its residual values, and don't need to be educated on the collateral. That history works in your favor. Whether you're financing a CX210 for a mid-size site package or a CX350 for heavier production work, we put together terms that reflect what the machine actually earns on the ground.
CASE equipment sits in a strong value position in the North American market. Dealers are widespread, parts are available, and experienced CASE operators are not hard to find. That combination supports healthy used-market demand, which keeps residuals predictable and makes used-machine deals as financeable as new dealer purchases.
CASE CX Series Excavators: What the Machines Do
The CASE CX210 is a 21-ton crawler excavator built for mid-size digging work. It handles utility trenching, residential and commercial site excavation, and general earthmoving across a wide variety of soil conditions. CASE excavators are known for their ProCare service package options, which bundle maintenance coverage into the purchase and keep operating costs predictable over the early life of the machine.
The CX350 moves into the 35-ton production class. It's a capable machine for larger commercial earthworks, deeper foundation excavation, and infrastructure projects where production yardage and breakout force matter. Excavating contractors who run mixed fleets often add a CX350 when they win a larger contract that their mid-size machines can't handle efficiently.
CASE also builds backhoe loaders, and the 580 and 590 series backhoes are among the most recognized machines in North American construction. While not excavators, they're a core CASE product line and we finance them as part of site prep fleets for general contractors and utility operators who need a swing-arm digger with loader capability on the same machine.
- CX210: 21-ton mid-size crawler excavator
- CX350: 35-ton production crawler excavator
- 580/590 backhoe loaders: combination machines for site prep and utility
Terms on a CASE Deal
CASE equipment finances at competitive terms because it's a known quantity to lenders. Typical loan durations run 36 to 72 months depending on machine age and credit profile. Newer machines purchased from a dealer generally qualify for longer terms and the full range of available rates. Used CASE equipment from dealer lots, private sellers, and auctions qualifies through our used equipment financing path, with terms that reflect the machine's condition and remaining useful life.
Down payment requirements vary. Application-only deals typically close with standard down payment expectations, while B or C credit profiles may require 10 to 20 percent down in exchange for an approval. No-money-down structures exist through our no-money-down financing path but generally require strong credit and established business history. Most contractors make a down payment because it lowers the monthly payment and improves their loan-to-value position, which helps with future financing requests.
Who Finances CASE Equipment Through Us
CASE attracts a broad contractor base. The brand has strong presence with smaller single-machine operators who want dealer support and parts availability without the premium of some competing brands. It also has loyal larger-fleet operators who've run CASE for decades and stick with it for familiarity and operator training efficiency.
We work with both. Single-machine operators getting their first CX210 need straightforward terms and fast closing. Established contractors adding to an existing CASE fleet often benefit from fleet structures that consolidate multiple units into a single deal. Site development contractors adding capacity for a multi-project season are a particularly common CASE financing request because the CX series fits the work profile of residential and commercial site preparation well.
Credit situations range from perfect to problematic. We handle them across that range. B and C credit operators who run real jobs with real backlog get consideration, and our structure options give us tools to work with profiles that a bank's automated system would decline without a second look.
Adjacent Financing Worth Knowing About
CASE operators frequently pair an excavator with a compact machine for detailed work that a full-size CX can't access. Compact excavator financing covers those additions, and we can structure the compact and mid-size machines together or separately depending on what the deal looks like. Contractors who buy a CX210 and a smaller compact unit together often prefer a single deal because it simplifies the paperwork and sometimes improves terms on both pieces.
If you're thinking about a backhoe loader alongside or instead of an excavator, backhoe loader financing covers CASE's 580 and 590 series as well as competing brands. The right choice between a dedicated excavator and a backhoe depends on the work mix, and the financing structure can accommodate either direction.
Get CASE Financing Terms Today
Tell us the model, the price you're looking at, and your target closing date. We respond within one business day with real terms you can compare and act on. CASE iron earns on the job, and financing should be the easy part of the transaction.
