Excavator Financing Quotes
Make

JLG Financing

Finance JLG aerial work platforms, boom lifts, and scissor lifts. app-only approvals to $400,000. New and used. Competitive terms for contractors and rental operations.

JLG has been manufacturing aerial work platforms since 1969 and the brand carries real weight in the commercial construction and industrial maintenance markets. When a GC specs aerial equipment for a project, JLG boom lifts and scissor lifts are on the list by name. That brand recognition matters when you own the equipment and show up on a job site, and it matters even more when it's time to get the purchase financed, because lenders understand JLG collateral and have decades of residual value data to work from.

We finance JLG aerial equipment purchases for contractors, rental operators, and facility management companies. Boom lifts, scissor lifts, telehandlers, and vertical mast climbers all move with our financing desk. New dealer purchases and used equipment from rental fleets, private sellers, and auction are all options. Minimum deal size is $50,000, which JLG aerial equipment typically clears without difficulty.

JLG Equipment Lines and What They Do on the Job

JLG's boom lift lineup covers the full range from compact towables to large rough-terrain self-propelled units that reach over 150 feet. The 400S is a common 40-foot self-propelled straight stick that handles most commercial indoor maintenance and construction finish work. The 600S at 60 feet and larger models handle high-bay industrial maintenance and multi-story construction work where scaffolding isn't practical. JLG's 800AJ and similar articulating models are the go-to for projects where you need to reach up and over an obstacle to get to the work face.

JLG scissor lifts range from narrow electric indoor models for tenant improvement and ceiling work to large rough-terrain units for outdoor construction. The R-series rough-terrain scissor lifts are common on commercial construction sites where outdoor work at height requires a machine that can handle uneven ground and grade changes. Commercial construction contractors who do substantial work above grade keep a mix of boom and scissor lifts in their owned fleet.

JLG also produces telehandlers in the Loadall series. These are different from pure aerial machines but pair naturally with excavator and grading equipment on commercial site development work, where a telehandler handles material placement that a crane would be overkill for. If you're building out a site equipment package, telehandler financing is available alongside aerial equipment in the same deal.

  • Boom lifts: 30-180 foot working height, telescoping and articulating
  • Scissor lifts: electric indoor and rough-terrain outdoor models
  • Telehandlers: Loadall series for material placement

JLG Buyers in Our Financing Book

JLG buyers tend to be contractors who work at height regularly enough that rental costs justify ownership, and facility maintenance operations that have ongoing need for aerial access at a fixed location or across a managed property portfolio. The rental-versus-own calculation typically tips toward ownership when a machine is being used more than about 200 to 250 hours annually, and contractors who hit that utilization threshold find the payment math works clearly.

Rental operators who build JLG fleets are the other major buyer type. JLG's brand recognition means customers specifically request it, and rental companies who stock JLG equipment book better than those with less-recognized brands in the same equipment class. Building a rental fleet on JLG equipment is a real business strategy and we finance those fleet acquisitions with structures that match the rental business model.

General contractors managing multi-trade commercial projects often buy JLG equipment because they control the aerial access schedule, keep the machines on site across multiple phases, and avoid the coordination overhead of rental logistics on a busy project. That ownership model pays out on projects with long durations and consistent aerial demand.

JLG Deal Process: Fast and Straightforward

JLG aerial equipment is among the most liquid commercial equipment in the market, and lenders reflect that in their comfort with the collateral. Application-only financing up to approximately $400,000 applies to the majority of JLG transactions, including new boom lifts and scissor lifts in the standard range. Fill out the application and provide the machine details. Most decisions come back within 24 to 48 hours. Funding follows in one to two weeks.

Larger fleet purchases or deals with credit complexity require three months of bank statements and standard business documentation. Those deals take a few days longer but stay within a reasonable timeline. For rental operators building multi-unit fleets, a single fleet deal often processes more efficiently than individual unit applications.

Structure options include a straight equipment loan, a dollar buyout lease for ownership certainty, or an FMV lease for rental operators who want to rotate equipment at term end. The strong residual value of JLG equipment makes FMV lease options particularly practical.

Get JLG Financing Terms

Machine model, price, and your deadline. Those are the pieces we need. Submit your request now and we will put together real terms within one business day. JLG aerial equipment is liquid collateral and the financing should move fast. Let's get your deal done.

Q&A

Questions operators ask.

Practical answers before you send a full file.

How does JLG compare to Genie for financing purposes?

JLG and Genie are the two dominant brands in North American aerial work platforms, and lenders treat both as top-tier aerial equipment collateral. Terms and approval quality are essentially equivalent for comparable machines from each brand.

Can I finance a used JLG from a rental fleet disposal?

Yes. Rental fleet disposals are a common source of used JLG equipment and finance well through our used equipment financing path. Rental-maintained machines often have better service documentation than private-party used equipment.

Can I get a sale-leaseback on JLG equipment I own?

Yes. A sale-leaseback on an owned JLG lift converts the machine's value to operating capital while keeping it in service. JLG's strong market value makes it a reliable candidate for this structure.

Does JLG (Oshkosh Corporation) have a captive finance program?

JLG is owned by Oshkosh Corporation, which has had financing arrangements in various markets. We provide independent lender access that lets you compare terms before committing to any manufacturer program.

Can I get no-money-down financing on a JLG boom lift?

No-money-down structures are available through our zero-down path but require strong credit and established business history. Most operators make a down payment because it improves monthly payment and overall deal terms.

Quote Desk

Put the machine, seller, and timeline in front of us.

Send the excavator class, purchase price, hours, seller type, and how soon the unit needs to be on the job. We respond with a practical structure instead of a generic rate sheet.

Get Terms on JLG Financing

Tell us what you are buying, who is selling it, and when you need it earning. We will review the file and point you to the next step.