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John Deere 350g Excavator Financing

Finance a John Deere 350G large excavator. Bank statements required, B/C credit OK, 1-2 week close. New and used 350Gs. Get your quote today.

The John Deere 350G is the upper tier of Deere's G-series excavator lineup, carrying 35 metric tons of operating weight and the production capacity to handle large commercial foundation work, substantial utility main installation, and mass earthmoving on projects where a mid-size machine would extend the schedule past acceptable. Contractors who chose the 350G have usually outgrown their 21-to-24-ton excavators or won a commercial or infrastructure contract that requires a machine with more breakout force and deeper reach than the mid-size class delivers. We finance 350Gs for commercial construction companies, utility contractors, and large site developers who need large excavator capability on a realistic financing timeline.

New 350Gs require bank statements and complete documentation. Well-priced used units may qualify for application-only approval depending on the deal size. Close time is one to two weeks from a complete file.

John Deere 350G Performance Data

The 350G runs at approximately 78,000 to 82,000 pounds of operating weight, producing roughly 257 net horsepower. Maximum digging depth on the standard arm is approximately 25 feet. The machine's hydraulic system is tuned to maintain consistent swing and bucket response through long production cycles, reducing the late-shift performance degradation that operators notice on some competitors after eight or more hours of continuous operation.

John Deere's Grade Guidance system is available on the 350G and integrates with Topcon and Trimble 3D systems for contractors who run full GPS-controlled grade work. For grading and earthwork contractors doing large industrial pad construction, GPS-integrated grade control on a 350G reduces the survey and re-check overhead significantly on projects where the engineer specifies tight sub-grade tolerances.

  • Operating weight: approximately 78,000-82,000 lbs depending on configuration
  • Net power: approximately 257 hp (192 kW)
  • Max digging depth: approximately 25 feet on standard arm
  • Compatible with Topcon and Trimble 3D grade control systems

350G Financing: Pricing and Structure

New 350G units from Deere dealers price in the $380,000-to-$470,000 range. Well-maintained used 350Gs trade between $150,000 and $260,000 depending on hours and configuration. New units will always require bank statements at this price point. Used units in the sub-$400,000 range may qualify for application-only financing on strong credit files.

Term structures run 48 to 84 months on large-excavator deals. Many contractors running a 350G on a multi-year infrastructure or commercial contract pick a 60-to-72-month term that aligns the note horizon with the contract's expected revenue run. An equipment loan is standard, building equity throughout the term. Some contractors choose a TRAC lease which allows balloon residual options that can keep monthly payments lower if you plan to dispose of the machine before full payoff.

Comparing the 350G to Other Large Excavators

Contractors evaluating the 350G typically compare it to the CAT 336 and the Komatsu PC360. All three compete in the 35-to-36-ton class and deliver similar production capacity. Brand preference, dealer service network quality, and technology ecosystem often decide the choice more than raw spec differences.

The financing terms for all three brands are comparable because lenders treat established mid-to-large excavator brands similarly in terms of residual value and collateral quality. Our recommendation: identify the machine your crew runs best and your dealer supports well, then let us find the best financing terms regardless of brand.

Who Finances a 350G

The 350G buyer is an established contractor with real work in front of them. They have run the numbers on the project and the production capacity of a large excavator closes the math. We see 350G applications from commercial site developers building large industrial or mixed-use projects, from utility main installation contractors stepping up from mid-size machines, and from large landscaping and hardscape operations running estate projects where the scope demands a bigger machine than the residential class provides.

Contractors in markets like Atlanta, GA and Tampa, FL, both active commercial development markets with ongoing infrastructure investment, regularly finance 350Gs for primary production roles. If you are running the machine on back-to-back commercial contracts, the payment is just another operating cost, and the machine's daily production revenue covers it handily.

A practical note for contractors financing a 350G for the first time at this size: the insurance requirements are more involved than on smaller machines. Physical damage insurance covering replacement value is required by all lenders, and at a $200,000-plus asset value, that coverage is not trivial in cost. Build the insurance premium into your total cost of ownership calculation before committing to a monthly payment. We can refer you to insurers who specialize in heavy equipment coverage if you need it, but the decision and cost are yours to manage.

Contractors who run a John Deere 350G on a contract that involves significant demolition alongside excavation benefit from confirming that the hydraulic breaker they intend to use is compatible with the 350G's auxiliary hydraulic system. John Deere specifies maximum auxiliary hydraulic flow and back pressure limits for the 350G. A breaker selected outside those parameters can cause hydraulic system issues that void warranty coverage. Match the breaker to the machine spec before purchasing, and confirm the combined machine-plus-breaker package is what you are financing so the attachment is included in the collateral.

Start Your John Deere 350G Financing Quote

Large contracts need large machines and large machines need financing that moves. Tell us the machine and the deal size and we will have structured options back to you fast.

Q&A

Questions operators ask.

Practical answers before you send a full file.

Does John Deere's factory warranty transfer to a financed used 350G?

Factory warranty transfers with the machine if the original warranty period has not expired. Deere also offers extended protection plans that can be purchased. Confirm with the dealer on the specific machine's warranty status before purchase.

Can I finance a 350G that already has 8,000 hours on it?

High-hour machines are harder to finance because residual value drops substantially. At 8,000 hours, condition documentation becomes critical. A machine with a documented engine rebuild, recent undercarriage, and verifiable service history is financeable at the right advance rate. One with no documentation is difficult.

I have a new commercial foundation contract but it does not start for 60 days. Should I finance now or wait?

Finance now if the machine is available. Equipment markets move and the machine you want may not be there in 60 days. A pre-approval costs nothing and gives you the ability to close when the right machine appears.

Can I finance the 350G and a related compaction roller together?

Yes. Fleet financing packages multiple machines in a single transaction, or we can structure parallel notes with terms designed to spread the monthly obligation sensibly. The compaction roller is a distinct asset with its own financing treatment.

Is there a minimum business revenue to qualify for a 350G?

No hard minimum, but the underwriting asks whether the cash flow supports the payment. As a rough guide, contractors with annualized revenue of $1.5 million or more and a payment-to-revenue ratio below 15% are strong candidates. Lower revenue does not automatically disqualify, but it requires stronger business history and personal credit.

Quote Desk

Put the machine, seller, and timeline in front of us.

Send the excavator class, purchase price, hours, seller type, and how soon the unit needs to be on the job. We respond with a practical structure instead of a generic rate sheet.

Get Terms on John Deere 350G Excavator Financing

Tell us what you are buying, who is selling it, and when you need it earning. We will review the file and point you to the next step.