The Bobcat T770 is a large-frame compact track loader in the 10,000 lbs operating weight range, and it earns a place on job sites where a wheeled skid steer would chew up the ground or lose traction. The T770 runs Bobcat's largest standard track frame with an 88-horsepower engine, a rated operating capacity around 3,800 lbs at 35 percent tip load, and a hydraulic flow that supports high-demand attachments like cold planers, grapples, and trencher heads. Contractors who run it daily describe it as the machine that does what three smaller tools cannot.
T770s price from around $80k to $120k depending on year, hours, and attachments. We finance compact track loaders in this range through a straightforward application-only process. Bobcat equipment is well-recognized collateral, and lender appetite for it is strong across both new and used units. Submit a credit application, the machine quote, and three months of statements, and most decisions come back within one business day.
T770 Performance and Real Applications
The T770 uses Bobcat's M-Series large-frame platform. The vertical lift path gives operators consistent reach at height, which matters when loading trucks or working with pallet forks on materials staged above ground level. The standard auxiliary hydraulic system delivers high-flow performance without a kit upgrade on current-generation models, which reduces the cost of adding productive attachments.
On a landscaping or site prep job, the T770 handles mulch spreading, topsoil grading, material handling, and finish grading all in a single day's work by swapping attachments. Landscaping and hardscape contractors who move volume need a machine that can keep pace with multiple crew members, and the T770's rated operating capacity gives it the edge over smaller frames when handling stone, soil, or mulch pallets. On demolition sites, contractors pair it with a hydraulic shear or crusher bucket to process light concrete and masonry debris.
For site development contractors working on tight commercial pads, the T770 works alongside an excavator to move excavated material to a staging area or directly into a dump truck. The track system handles soft soil and muddy conditions that would stop a wheeled machine. That all-condition capability is why the T770 generates consistent resale demand and why lenders view it as stable collateral even with high hours.
What a T770 Financing Deal Looks Like
A new T770 from a Bobcat dealer typically prices in the $95k to $115k range in current markets, depending on configuration and cab options. At $100k financed over 60 months, the monthly payment sits in a range that most established site and landscaping businesses can service without strain on their cash flow. The specific rate depends on credit profile, business history, and the lender we match you with, and we do not quote a rate until we have reviewed the actual file.
Used T770s with two to three thousand hours are strong performers in the secondary market. A clean unit at around $65k to $75k finances at a lower monthly payment, which helps for contractors who want to add a second machine or keep fixed costs low while growing into larger project work. Used compact track loader financing follows the same application-only path as new equipment for transactions in this price range.
If you already own a T770 free and clear, a Sale-Leaseback puts working capital in your account while you retain use of the machine. This is a useful structure for contractors who need a cash injection for materials, mobilization, or a bid bond without selling the machine outright. The machine stays on the job; the cash goes to work somewhere else in the business.
T770 Alongside Other Equipment
The T770 is often financed alongside an excavator on the same project. Pairing it with a Bobcat E85 mini excavator gives a site crew a dig machine and a load-and-move machine that share the same brand support network, often the same dealer, and sometimes the same maintenance schedule. We can structure both machines in separate transactions processed at the same time, which can speed up the overall close when you need both on the job at once.
Contractors who need a skid steer loader instead of a tracked unit should evaluate the Bobcat S650, which is a strong option for paved surfaces and hard-pack work where tracks are unnecessary. The financing structure is similar either way, and we handle both through the same process.
Apply for T770 Financing Now
One application gets this moving. We match your file to the right lender, get a decision back fast, and fund directly to the dealer or seller. Most deals close in one to two weeks from first contact.
